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Matches in DBpedia 2014 for { ?s ?p Santander UK plc is a United Kingdom bank, wholly owned by the Spanish Santander Group. Santander is the third largest bank in the UK in terms of deposits, the second largest in terms of mortgages held, and the fourth largest in terms of branches operated, with over 25 million customers. The bank has more than 1,300 branches, and employs over 25,000 people throughout the UK. The bank was established on 11 January 2010 when Abbey National plc was combined with the savings business and branches of Bradford & Bingley plc, and renamed Santander UK plc. Alliance & Leicester plc merged into the renamed business in May 2010. In 2012, Santander pulled out of a deal to buy the branches of The Royal Bank of Scotland (RBS) in England and Wales, and the branches of NatWest in Scotland, citing technical difficulties and a series of delays as a factor in their decision to end the deal. Between 2007 and 2010, Santander was ranked as worst bank for customer service in the J. D. Power UK Retail Banking Satisfaction Study. However, in recent years the bank has improved its customer service and its '123' product range was ranked third best in the UK in 2013, ahead of rivals Barclays, Lloyds Banking Group and RBS.In October 2011, Moody's downgraded the credit rating of 12 UK financial firms including Santander UK, blaming financial weakness. In June 2012, Moody rated Santander UK as being in a more financially healthy position than its parent company, Banco Santander; less than 1% of Santander UK's business is held abroad.. }

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