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- Public_adjuster abstract "A public adjuster is an insurance claims adjuster who advocates for the policyholder in appraising and negotiating a claimant's insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process. A public adjuster will be most beneficial when it is clear that the insurer will pay the claim and the only issue is the proper identification and valuation of the loss. Most public adjusters charge a percentage of the settlement (with the percentage being lower for larger losses (over $250,000)), with the average charge being between 15% to 20%, although some states cap the fee. Primarily they appraise the damage, prepare an estimate and other claim documentation, read the policy of insurance to determine coverages, and negotiate with the insurance company's claims handler.There are three classes of insurance claims adjusters: staff adjusters (employed by an insurance company or self-insured entity), independent adjusters (independent contractors hired by the insurance company) and public adjusters (employed by the policyholder). "Company" or "independent" adjusters can only legally represent the rights of an insurance company.Outside the United States Adjusters are commonly called (or translated into English as) "insurance loss assessors" (or simply "loss assessors") and staff adjusters or independent adjusters are called or translated as "insurance loss adjusters" (or simply "loss adjusters"). However, there is a clear distinction between a loss adjuster, who works on behalf of an insurance company, and a loss assessor who works on behalf of a policy holder.[citation needed]".
- Public_adjuster wikiPageExternalLink summary_0286-7879048_ITM.
- Public_adjuster wikiPageExternalLink summary_0286-8337523_ITM.
- Public_adjuster wikiPageExternalLink pdfinfo.cfm?pdfID=20.
- Public_adjuster wikiPageExternalLink total-loss-losing-your-home-in-a-disaster.
- Public_adjuster wikiPageExternalLink agpubadj2.html.
- Public_adjuster wikiPageExternalLink 2.
- Public_adjuster wikiPageExternalLink article_welladjusted_February2010.html.
- Public_adjuster wikiPageID "5258294".
- Public_adjuster wikiPageRevisionID "604906353".
- Public_adjuster date "August 2010".
- Public_adjuster discuss "Talk:Public adjuster".
- Public_adjuster hasPhotoCollection Public_adjuster.
- Public_adjuster subject Category:Business_and_financial_operations_occupations.
- Public_adjuster subject Category:Legal_professions.
- Public_adjuster type Abstraction100002137.
- Public_adjuster type Body107965085.
- Public_adjuster type Group100031264.
- Public_adjuster type LegalProfession108112402.
- Public_adjuster type LegalProfessions.
- Public_adjuster type OccupationalGroup108403631.
- Public_adjuster type Profession108112096.
- Public_adjuster type SocialGroup107950920.
- Public_adjuster comment "A public adjuster is an insurance claims adjuster who advocates for the policyholder in appraising and negotiating a claimant's insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process.".
- Public_adjuster label "Public adjuster".
- Public_adjuster sameAs m.0db7sm.
- Public_adjuster sameAs Q7257677.
- Public_adjuster sameAs Q7257677.
- Public_adjuster sameAs Public_adjuster.
- Public_adjuster wasDerivedFrom Public_adjuster?oldid=604906353.
- Public_adjuster isPrimaryTopicOf Public_adjuster.