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- Effective_interest_rate abstract "The effective interest rate, effective annual interest rate, annual equivalent rate (AER) or simply effective rate is the interest rate on a loan or financial product restated from the nominal interest rate as an interest rate with annual compound interest payable in arrears.It is used to compare the annual interest between loans with different compounding terms (daily, monthly, annually, or other). The effective interest rate differs in two important respects from the annual percentage rate (APR): the effective interest rate generally does not incorporate one-time charges such as front-end fees; the effective interest rate is (generally) not defined by legal or regulatory authorities (as APR is in many jurisdictions).By contrast, the effective APR is used as a legal term, where front-fees and other costs can be included, as defined by local law.Annual percentage yield or effective annual yield is the analogous concept used for savings or investment products, such as a certificate of deposit. Since any loan is an investment product for the lender, the terms may be used to apply to the same transaction, depending on the point of view.Effective annual interest or yield may be calculated or applied differently depending on the circumstances, and the definition should be studied carefully. For example, a bank may refer to the yield on a loan portfolio after expected losses as its effective yield and include income from other fees, meaning that the interest paid by each borrower may differ substantially from the bank's effective yield.".
- Effective_interest_rate wikiPageExternalLink effective-interest-rate-calculator.
- Effective_interest_rate wikiPageExternalLink print.html.
- Effective_interest_rate wikiPageID "526293".
- Effective_interest_rate wikiPageRevisionID "603549186".
- Effective_interest_rate hasPhotoCollection Effective_interest_rate.
- Effective_interest_rate subject Category:Interest_rates.
- Effective_interest_rate type Abstraction100002137.
- Effective_interest_rate type Charge113306870.
- Effective_interest_rate type Cost113275847.
- Effective_interest_rate type InterestRate113319032.
- Effective_interest_rate type InterestRates.
- Effective_interest_rate type Outgo113275288.
- Effective_interest_rate type Possession100032613.
- Effective_interest_rate type Rate113325010.
- Effective_interest_rate type Relation100031921.
- Effective_interest_rate type TransferredProperty113252973.
- Effective_interest_rate comment "The effective interest rate, effective annual interest rate, annual equivalent rate (AER) or simply effective rate is the interest rate on a loan or financial product restated from the nominal interest rate as an interest rate with annual compound interest payable in arrears.It is used to compare the annual interest between loans with different compounding terms (daily, monthly, annually, or other).".
- Effective_interest_rate label "Effectieve rente".
- Effective_interest_rate label "Effective interest rate".
- Effective_interest_rate label "Taux d'intérêt effectif".
- Effective_interest_rate label "Taxa de juro efectiva".
- Effective_interest_rate label "Полная стоимость кредита".
- Effective_interest_rate label "معدل الفائدة الفعلية".
- Effective_interest_rate sameAs Taux_d'intérêt_effectif.
- Effective_interest_rate sameAs Effectieve_rente.
- Effective_interest_rate sameAs Taxa_de_juro_efectiva.
- Effective_interest_rate sameAs m.02lp4x.
- Effective_interest_rate sameAs Q1336231.
- Effective_interest_rate sameAs Q1336231.
- Effective_interest_rate sameAs Effective_interest_rate.
- Effective_interest_rate wasDerivedFrom Effective_interest_rate?oldid=603549186.
- Effective_interest_rate isPrimaryTopicOf Effective_interest_rate.