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- Individual_voluntary_arrangement abstract "In the United Kingdom, an individual voluntary arrangement (IVA) is a formal alternative for individuals wishing to avoid bankruptcy. The IVA was established by and is governed by Part VIII of the Insolvency Act 1986 and constitutes a formal repayment proposal presented to a debtor's creditors via an insolvency practitioner. Usually (but not necessarily), the IVA comprises only the claims of unsecured creditors, leaving the rights of secured creditors largely unchanged. Insolvency practitioners charge initial and ongoing fees that are in addition to the debt. An IVA is a contractual arrangement with creditors and can be as flexible as an individual's own circumstances (providing the individual can comfortably afford £100 per month, every month); they can therefore be based on capital, income, third party payments or a combination of these.In this process, a debtor who has enough money left over after priority creditors and essential expenses, may be able to arrange an individual voluntary arrangement. (After taking independent advice, debtors with less serious problems may wish to consider a debt management plan).The analogous procedure for businesses is the company voluntary arrangement.".
- Individual_voluntary_arrangement wikiPageExternalLink how_to_sort_out_your_debts.htm.
- Individual_voluntary_arrangement wikiPageExternalLink www.insolvency-practitioners.org.uk.
- Individual_voluntary_arrangement wikiPageExternalLink www.insolvency.gov.uk.
- Individual_voluntary_arrangement wikiPageID "3619430".
- Individual_voluntary_arrangement wikiPageRevisionID "595748908".
- Individual_voluntary_arrangement hasPhotoCollection Individual_voluntary_arrangement.
- Individual_voluntary_arrangement subject Category:Bankruptcy_in_the_United_Kingdom.
- Individual_voluntary_arrangement subject Category:Insolvency_law_of_the_United_Kingdom.
- Individual_voluntary_arrangement subject Category:Law_in_the_United_Kingdom.
- Individual_voluntary_arrangement comment "In the United Kingdom, an individual voluntary arrangement (IVA) is a formal alternative for individuals wishing to avoid bankruptcy. The IVA was established by and is governed by Part VIII of the Insolvency Act 1986 and constitutes a formal repayment proposal presented to a debtor's creditors via an insolvency practitioner. Usually (but not necessarily), the IVA comprises only the claims of unsecured creditors, leaving the rights of secured creditors largely unchanged.".
- Individual_voluntary_arrangement label "Individual voluntary arrangement".
- Individual_voluntary_arrangement sameAs m.09qcn4.
- Individual_voluntary_arrangement sameAs Q10670701.
- Individual_voluntary_arrangement sameAs Q10670701.
- Individual_voluntary_arrangement wasDerivedFrom Individual_voluntary_arrangement?oldid=595748908.
- Individual_voluntary_arrangement isPrimaryTopicOf Individual_voluntary_arrangement.