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- Insurance_policy abstract "In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.Insurance contracts are designed to meet specific needs and thus have many features not found in many other types of contracts. Since insurance policies are standard forms, they feature boilerplate language which is similar across a wide variety of different types of insurance policies.The insurance policy is generally an integrated contract, meaning that it includes all forms associated with the agreement between the insured and insurer. In some cases, however, supplementary writings such as letters sent after the final agreement can make the insurance policy a non-integrated contract. One insurance textbook states that generally "courts consider all prior negotiations or agreements ... every contractual term in the policy at the time of delivery, as well as those written afterwards as policy riders and endorsements ... with both parties' consent, are part of written policy". The textbook also states that the policy must refer to all papers which are part of the policy. Oral agreements are subject to the parol evidence rule, and may not be considered part of the policy if the contract appears to be whole. Advertising materials and circulars are typically not part of a policy. Oral contracts pending the issuance of a written policy can occur.".
- Insurance_policy wikiPageID "669856".
- Insurance_policy wikiPageRevisionID "578370806".
- Insurance_policy hasPhotoCollection Insurance_policy.
- Insurance_policy subject Category:Insurance.
- Insurance_policy comment "In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the insured, known as the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.Insurance contracts are designed to meet specific needs and thus have many features not found in many other types of contracts.".
- Insurance_policy label "Apólice".
- Insurance_policy label "Insurance policy".
- Insurance_policy label "Polisa".
- Insurance_policy label "Polizza".
- Insurance_policy label "Versicherungsschein".
- Insurance_policy label "Verzekeringspolis".
- Insurance_policy label "Договор страхования".
- Insurance_policy label "保险合同".
- Insurance_policy sameAs Pojistná_smlouva.
- Insurance_policy sameAs Versicherungsschein.
- Insurance_policy sameAs Polizza.
- Insurance_policy sameAs 보험계약.
- Insurance_policy sameAs Verzekeringspolis.
- Insurance_policy sameAs Polisa.
- Insurance_policy sameAs Apólice.
- Insurance_policy sameAs m.031fld.
- Insurance_policy sameAs Q977871.
- Insurance_policy sameAs Q977871.
- Insurance_policy wasDerivedFrom Insurance_policy?oldid=578370806.
- Insurance_policy isPrimaryTopicOf Insurance_policy.