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- Property_use abstract "Property UsePertaining to residential mortgages and their risk-based pricing methods, the property use is sub-categorized as follows: Primary residence, Second home, Non-owner occupied or investment propertyA primary residence is viewed and priced as the lowest risk factor of Property Use. There are no adjustments to pricing or rate.A second home is viewed and priced according to lender, some will assess the same risk factor as a primary residence while others will factor in a 0.125% to 0.5% pricing increase to mitigate the perceived risk. Lenders perceive that the borrower is less likely to value the second home if the borrower was faced with financial difficulties.A non-owner occupied property is viewed and priced as the highest risk factor of property use. Lenders will factor in a 0.5% to 2.5% pricing increase to mitigate the perceived risk.Ask a corresponding mortgage broker, mortgage banker, or retail banker for specific pricing adjustments according to property use.".
- Property_use wikiPageID "5788325".
- Property_use wikiPageRevisionID "601426222".
- Property_use hasPhotoCollection Property_use.
- Property_use subject Category:Mortgage.
- Property_use comment "Property UsePertaining to residential mortgages and their risk-based pricing methods, the property use is sub-categorized as follows: Primary residence, Second home, Non-owner occupied or investment propertyA primary residence is viewed and priced as the lowest risk factor of Property Use.".
- Property_use label "Property use".
- Property_use sameAs m.0f4lxm.
- Property_use sameAs Q7250249.
- Property_use sameAs Q7250249.
- Property_use wasDerivedFrom Property_use?oldid=601426222.
- Property_use isPrimaryTopicOf Property_use.