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- Subprime_lending abstract "In finance, subprime lending (also referred to as near-prime, non-prime, and second-chance lending) means making loans to people who may have difficulty maintaining the repayment schedule, sometimes reflecting setbacks such as unemployment, divorce, medical emergencies, etc. Historically, subprime borrowers were defined as having a FICO scores below 640, although "this has varied over time and circumstances."These loans are characterized by higher interest rates, poor quality collateral, and less favorable terms in order to compensate for higher credit risk. Many subprime loans were packaged into mortgage-backed securities (MBS) and ultimately defaulted, contributing to the financial crisis of 2007–2008.Proponents of subprime lending maintain that the practice extends credit to people who would otherwise not have access to the credit market. Professor Harvey S. Rosen of Princeton University explained, "The main thing that innovations in the mortgage market have done over the past 30 years is to let in the excluded: the young, the discriminated-against, the people without a lot of money in the bank to use for a down payment."".
- Subprime_lending wikiPageExternalLink the_subprime_house_of_cards.html.
- Subprime_lending wikiPageExternalLink y_3a2010_3ai_3a2010-03_3a2.htm.
- Subprime_lending wikiPageExternalLink the-obama-recession-an-abbreviated-history.
- Subprime_lending wikiPageExternalLink index.php?option=com_content&task=view&id=2813&Itemid=1.
- Subprime_lending wikiPageExternalLink covercast_11_19_08.htm.
- Subprime_lending wikiPageExternalLink ameriquest.
- Subprime_lending wikiPageExternalLink story.php?storyId=97855510.
- Subprime_lending wikiPageID "10043800".
- Subprime_lending wikiPageRevisionID "603227696".
- Subprime_lending hasPhotoCollection Subprime_lending.
- Subprime_lending subject Category:Financial_economics.
- Subprime_lending subject Category:Interest_rates.
- Subprime_lending subject Category:Mortgage.
- Subprime_lending subject Category:Personal_finance.
- Subprime_lending subject Category:United_States_housing_bubble.
- Subprime_lending type AdministrativeDistrict108491826.
- Subprime_lending type Country108544813.
- Subprime_lending type District108552138.
- Subprime_lending type Location100027167.
- Subprime_lending type Object100002684.
- Subprime_lending type PhysicalEntity100001930.
- Subprime_lending type Region108630985.
- Subprime_lending type UnitedStatesHousingBubble.
- Subprime_lending type YagoGeoEntity.
- Subprime_lending type YagoLegalActorGeo.
- Subprime_lending type YagoPermanentlyLocatedEntity.
- Subprime_lending comment "In finance, subprime lending (also referred to as near-prime, non-prime, and second-chance lending) means making loans to people who may have difficulty maintaining the repayment schedule, sometimes reflecting setbacks such as unemployment, divorce, medical emergencies, etc.".
- Subprime_lending label "Crédito subprime".
- Subprime_lending label "Kredyt subprime".
- Subprime_lending label "Rommelhypotheek".
- Subprime_lending label "Subprime lending".
- Subprime_lending label "Subprime".
- Subprime_lending label "Subprime".
- Subprime_lending label "Subprime".
- Subprime_lending label "Subprime-Markt".
- Subprime_lending label "サブプライムローン".
- Subprime_lending label "次级贷款".
- Subprime_lending sameAs Subprime_market.
- Subprime_lending sameAs Subprime-Markt.
- Subprime_lending sameAs Crédito_subprime.
- Subprime_lending sameAs Subprime.
- Subprime_lending sameAs Kredit_subprima.
- Subprime_lending sameAs Subprime.
- Subprime_lending sameAs サブプライムローン.
- Subprime_lending sameAs Rommelhypotheek.
- Subprime_lending sameAs Kredyt_subprime.
- Subprime_lending sameAs Subprime.
- Subprime_lending sameAs m.02p_ydd.
- Subprime_lending sameAs Q487152.
- Subprime_lending sameAs Q487152.
- Subprime_lending sameAs Subprime_lending.
- Subprime_lending wasDerivedFrom Subprime_lending?oldid=603227696.
- Subprime_lending isPrimaryTopicOf Subprime_lending.