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- catalog contributor b6973735.
- catalog created "[1940]".
- catalog date "1940".
- catalog date "[1940]".
- catalog dateCopyrighted "[1940]".
- catalog description "The Significance of Personal Finance Company Credit -- Quantitative Importance of Personal Finance Company Credit -- Personal Finance and Other Consumer Instalment Credit -- Geographic Distribution of Personal Finance Company Facilities -- Legal Basis of Personal Finance Company Operations -- Organizational Structure of Personal Finance Companies -- Sources of Funds -- The Loan and Its Market -- Loan Characteristics -- Size of Loan -- Duration of Loan -- Security for Loan -- Borrower Characteristics -- Income of Borrowers -- Occupations of Borrowers -- Reasons for Borrowing and Uses of Funds -- Operating Methods and Collection Experience -- Methods of Obtaining Business -- Office Organization and Procedure -- Collection Procedure and Experience -- Delinquency -- Refinancing -- Foreclosure -- Charge-off of Bad Debts -- Charge-offs as an Expense of Lending -- Repayment Record of a Sample of Loans -- Credit Standards -- Procedure in Analysis of Charge-off Experience -- Charge-off Experience by Status of Customer -- Charge-off Experience by Security for Loan -- Charge-off Experience by Income of Borrower -- Charge-off Experience by Occupation of Borrower -- Charge-off Experience by Size of Loan -- Charge-off Experience by Customer Ratings -- Expenses and Income -- Expenses -- Gross and Net Income -- Size and Type of Loan Office as Factors in Earnings and Expenses -- Rates of Charge -- Forms of Rate Quotation -- Charges to Customers under Various Typical Rates -- The Relationship between Rates and Lenders' Costs -- The Effects of Changes in Maximum Legal Rates -- Rate Changes in New Jersey -- Rate Changes in West Virginia -- Rate Changes in Georgia -- Rate Changes in Tennessee -- Rate Changes in Missouri -- Conclusions Concerning Changes in Maximum Legal Rates -- Relations Among Lenders -- Cooperative Relations -- Competitive Relations.".
- catalog extent "xix p., 1 ℓ., 170 p. incl. tables.".
- catalog hasFormat "Personal finance companies and their credit practices.".
- catalog isFormatOf "Personal finance companies and their credit practices.".
- catalog isPartOf "Financial research program of the National Bureau of Economic Research. Studies in consumer instalment financing. no. 1".
- catalog issued "1940".
- catalog issued "[1940]".
- catalog language "eng".
- catalog publisher "[New York] National Bureau of Economic Research".
- catalog relation "Personal finance companies and their credit practices.".
- catalog spatial "United States.".
- catalog subject "332.310973".
- catalog subject "Consumer credit United States.".
- catalog subject "Credit United States.".
- catalog subject "HG2066 .Y68".
- catalog subject "Installment plan United States.".
- catalog subject "Loans United States.".
- catalog tableOfContents "The Significance of Personal Finance Company Credit -- Quantitative Importance of Personal Finance Company Credit -- Personal Finance and Other Consumer Instalment Credit -- Geographic Distribution of Personal Finance Company Facilities -- Legal Basis of Personal Finance Company Operations -- Organizational Structure of Personal Finance Companies -- Sources of Funds -- The Loan and Its Market -- Loan Characteristics -- Size of Loan -- Duration of Loan -- Security for Loan -- Borrower Characteristics -- Income of Borrowers -- Occupations of Borrowers -- Reasons for Borrowing and Uses of Funds -- Operating Methods and Collection Experience -- Methods of Obtaining Business -- Office Organization and Procedure -- Collection Procedure and Experience -- Delinquency -- Refinancing -- Foreclosure -- Charge-off of Bad Debts -- Charge-offs as an Expense of Lending -- Repayment Record of a Sample of Loans -- Credit Standards -- Procedure in Analysis of Charge-off Experience -- Charge-off Experience by Status of Customer -- Charge-off Experience by Security for Loan -- Charge-off Experience by Income of Borrower -- Charge-off Experience by Occupation of Borrower -- Charge-off Experience by Size of Loan -- Charge-off Experience by Customer Ratings -- Expenses and Income -- Expenses -- Gross and Net Income -- Size and Type of Loan Office as Factors in Earnings and Expenses -- Rates of Charge -- Forms of Rate Quotation -- Charges to Customers under Various Typical Rates -- The Relationship between Rates and Lenders' Costs -- The Effects of Changes in Maximum Legal Rates -- Rate Changes in New Jersey -- Rate Changes in West Virginia -- Rate Changes in Georgia -- Rate Changes in Tennessee -- Rate Changes in Missouri -- Conclusions Concerning Changes in Maximum Legal Rates -- Relations Among Lenders -- Cooperative Relations -- Competitive Relations.".
- catalog title "Personal finance companies and their credit practices, by Ralph A. Young and associates ...".
- catalog type "text".